Terms & Conditions

Last Updated: January 15, 2026

Welcome to zryvbc.com. These Terms and Conditions ("Terms") govern your access to and use of the website and services provided by Zryvbc Consulting Inc. ("Zryvbc," "we," "us," or "our"). By accessing or using our website and services, you agree to be bound by these Terms.

1. Our Services

Zryvbc provides educational guidance, financial literacy support, and assistance with navigating regional development programs and social support services in Canada. Our services are informational and educational in nature. Important Disclaimer: We are not a licensed financial advisory firm, law firm, or accounting firm. Our guidance does not constitute financial, legal, or tax advice. For specific professional advice, please consult with appropriately licensed professionals.

2. Eligibility

Our services are available to individuals who are: • At least 18 years of age • Canadian residents or individuals with legal status to reside in Canada • Capable of entering into a binding agreement By using our services, you represent that you meet these eligibility requirements.

3. User Responsibilities

When using our website and services, you agree to: • Provide accurate and truthful information • Not use our services for any unlawful purpose • Not attempt to gain unauthorized access to our systems • Respect the intellectual property rights of Zryvbc and third parties • Not misrepresent your identity or affiliation

4. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Zryvbc Consulting Inc. or its content suppliers and is protected by Canadian and international copyright laws. You may not reproduce, distribute, or create derivative works from our content without our express written permission.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Zryvbc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability for any claims arising from your use of our services shall not exceed the amount you paid to us for services in the twelve (12) months preceding the claim.

6. Indemnification

You agree to indemnify, defend, and hold harmless Zryvbc, its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses arising from your violation of these Terms or your use of our services.

7. Termination

We reserve the right to suspend or terminate your access to our website and services at any time, with or without cause, and with or without notice. Upon termination, your right to use our services will immediately cease.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts of British Columbia, Canada.

9. Changes to These Terms

We may modify these Terms at any time by posting the revised version on our website. Your continued use of our services after such changes constitutes your acceptance of the modified Terms. We encourage you to review these Terms periodically.

10. Contact Information

For questions about these Terms, please contact us at: Zryvbc Consulting Inc. Vancouver, British Columbia, Canada Email: legal@zryvbc.com